How do I go about opening a bank account?

nomakeup asked: I’ve never had enough money before to need a bank account. Now that I earn money, what is the process of banking? Do I open a checking or savings account or both? What bank do you use? suggestions pls? Related posts:What bank... Read more »

What is a reserve line on my bank account?

TheVetDr asked: I don’t understand what a reserve line is. My bank account has one and it says I have a reserve line of certain amount of $. Do I owe this to the bank? I don’t get it as even though there have been times my checking account... Read more »

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