How do I go about opening a bank account?

BankFly — Tue, 09 Mar 2010 01:30:59 +0000

nomakeup asked:

I’ve never had enough money before to need a bank account. Now that I earn money, what is the process of banking? Do I open a checking or savings account or both? What bank do you use? suggestions please?

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What is a reserve line on my bank account?

BankFly — Wed, 03 Feb 2010 21:30:32 +0000

TheVetDr asked:

I don’t understand what a reserve line is. My bank account has one and it says I have a reserve line of certain amount of $.

Do I owe this to the bank? I don’t get it as even though there have been times my checking account has been on zero, my savings account has always had enough money to cover my spending
Please could anyone elaborate on what is this?

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How do I go about opening a bank account?

What is a reserve line on my bank account?