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Is it standard to have a fee for excessive bank account transfers?

BankFly — Thu, 04 Mar 2010 17:29:21 +0000

DCPete27 asked:

I have linked accounts with M&T bank. If I need to pay a large bill I will tratnsfer funds from my interest-bearing MM account into my checking. I discovered today that I have a fee for excessive withdrawals. Is this common? I feel that there should be unlimited transfers at the same bank.
Does it really cost a bank anything to electronically move funds from money market to checking? I doubt it does.

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What happens if a bank account is garnished for an amount more than the available balance?

BankFly — Thu, 04 Mar 2010 04:55:23 +0000

tkessandoh asked:

My friend just got his account garnished today by american express for $19,800. He only had $400 in the account. Now is HSBC bank account balance is (NEGATIVE) $19,400. Does that mean American Express got there money and he owes HSBC? Bank?

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My bank account is in debt with overdraft charges! How do I stop the charges?

BankFly — Sun, 28 Feb 2010 02:02:10 +0000

asked:

I made a mistake and 3 purchases went past what I had in my bank account. A fee of $30-something dollars was charged for each and every day I’m in the negative zone I get charged an additional $7.00!! How do I get the bank to stop this so I can catch up! I can’t borrow money from anybody cause I’m over a hundred dollars in the negative. If I quit the bank will they stop the charges and just make me pay the remaining fee?
Any advice would be great! Thank You!

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Bank Account? ? ?

BankFly — Sat, 27 Feb 2010 06:17:48 +0000

jsk22671 asked:

I was made bankrupt a few years ago and had an early discharge, Im not back in work and need to open a basic bank account with ATM cash card maybe debit card and direct debit / standing order facilities . It doesnt need overdraft or anything else so to speak. Ive tried a few companys but no luck as of yet .

Any help would be most appreciated.

Cheers fellow answerers.
Sorry , I meant I AM BACK IN WORK NOW.

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How do I put money on my paypal account without a bank account or credit card?

BankFly — Mon, 22 Feb 2010 18:20:38 +0000

PeaceOutCyclist asked:

I need to put some money on my paypal account. I’m 16 years old so, at the moment, I don’t have a bank account or credit card. Is there a way to put money on my paypal like via a prepaid card or something?
Thanks.

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How does a person find a lost bank account?

BankFly — Sun, 14 Feb 2010 17:21:13 +0000

dngrzdmn asked:

The person is very ill and wanted to leave monies to their heirs. Problem is, they don’t recall which banks they dealt with and are not sure where their passbooks are.

Do you walk into a bank with the proper papers (like a lawyer or executor of the will) and day “Did the Late John Doe have a bank account here?”
The state is California.

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What is a reserve line on my bank account?

BankFly — Wed, 03 Feb 2010 21:30:32 +0000

TheVetDr asked:

I don’t understand what a reserve line is. My bank account has one and it says I have a reserve line of certain amount of $.

Do I owe this to the bank? I don’t get it as even though there have been times my checking account has been on zero, my savings account has always had enough money to cover my spending
Please could anyone elaborate on what is this?

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What kind of account and at which bank should I put the money I want to save?

BankFly — Fri, 22 Jan 2010 07:56:06 +0000

Allie asked:

I’m in college and have a part time job. I’ve decided that I want to open some kind of account from which I can not take money out of for a certain period of time but still be able to put money in whenever I want. What kind of bank account should I open and at which bank?

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Can I set up a wells fargo bank account in a different state than the one I live in?

BankFly — Fri, 22 Jan 2010 06:04:59 +0000

Andrew L. asked:

I live in Minnesota and am down in Texas visiting some family. I have a bank account down here with Extraco Banks. Can open an account with Wells Fargo and use that same account up north?

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What kind of bank account should I open for my band?

BankFly — Mon, 18 Jan 2010 09:06:02 +0000

fucilurr asked:

I’m in a band that is about to go on tour and all of that stuff. We need a bank account to keep our money in one place and to open a Paypal account for merchandise. Do i get a personal account, a small business account, or something else. I would be doing most of the book work and everything for it though. We don’t really know a thing about banking, so what would be the best choice for a traveling band?

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